Meet The HomeHappy Team!

You have probably come to this page because you are wondering “Who are these people?” and “Are they really all that happy?” Let us assure you, what you see is what you get! We are a team of mortgage professionals who love what we do and it shows in our work!

Mike Lloyd

Head Honcho of Happiness

“In a complex market that’s tough on buyers, having the right experience and connections is vital -- that’s why I founded The HomeHappy Team. We facilitate Happy Homeownership.”


  • Over 20 years experience in lending management
  • 10+ years as an independent mortgage consultant.
  • Founded Canadian Mortgage Experts in 2011, and led the franchise to become the largest Dominion Lending Centre brokerage, 7 years in a row.


Mike strives to make every client’s mortgage strategy the best solution for their goals, and offers exclusive products to better serve you.


Louise Lloyd

Director of Ongoing Happiness

“I work behind the scenes to support the team, so they can take better care of you!”


  • Experienced senior operations manager with a Restaurant and Retail industry background.
  • Dedicated, efficient, and creative
  • Enjoys art, travel, swimming, and field hockey.
  • Maintains back of house business administration, and cares for referral partners.


Louise supports the team in administering external marketing programs with her keen artistic eye and passion for detail.




Cindy Ferrier

Administrator of Everyone's Happiness

“I love being part of a process that helps clients achieve their financial goals.”


  • Over 30 years experience lending and financial industry experience.
  • Success-oriented industry veteran.
  • Primary contact for client care, handles documentation for smoother lender approvals.


After early retirement, she missed the finance world, and joined our team to share her passion for helping clients.


Yolanda Fequet

Happy Mortgage Sleuth

“My role is so fulfilling when I help our clients build out their mortgage plans and then make that plan turn their dreams into a reality."


  • More than 20 years of financial industry experience
  • Completed an MBA, Financial Planning certificate, and Risk Management courses.
  • Structures the best mortgage for you, and shares tax efficient strategies.

Brendan Turner

Wrangler of Happiness

"Nothing brings me more professional happiness than seeing a client leave with a smile."

  • Strong customer service background
  • Client-oriented, dedicated, and a positive go-getter.
  • Brings a personal touch when helping clients achieve their wants and needs.


He will do everything he can to get you the mortgage that suits your family.

Why use The HomeHappy Team?

Lending Experience

Lending Experience

We find the best solution every time. With over 70 years of combined lending experience, The HomeHappy Team knows the mortgage market inside and out, and we never leave you hanging — we’re with you every step of the way.

A Team Approach

We care about your experience, and an expert team is more effective than one broker. A jack of all trades is a master of none, that’s why we each have specialized expertise. Together we get more done, so you’re fully

covered throughout the process.


Continuing Education & Tech

We invest in us, so we have more to offer. Our team participates in ongoing training to provide you with the best value. Our easy, smooth, and secure application process is intuitive and keeps your data safe.


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