FIRST TIME HOME BUYERS

Your first home is a big step. We’re with you all the way.

REFINANCE YOUR HOME

Renovations, investments, dream vacation…we have a plan for you.

BUSINESS HAPPY

Allow us to show you how.

MOVE UP FINANCING

Outgrown your current home or looking to downsize?

AFFORDABLE LEGAL PROTECTION

Take care of your: will, living will, & power of attorney.

WE ARE HAPPY TO HELP FIND THE RIGHT
MORTGAGE FOR YOU!

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Mortgage Broker Surrey

OUR SERVICES

As top mortgage brokers, we offer a wide range of services to help with your mortgage needs. Not every person is the same and therefore not one mortgage package will work for everybody. We take the time to sit down with you and determine your needs before getting to work and finding the right mortgage. There are five members on our team and each one of us is completely dedicated to putting a smile on your face. We offer many mortgage solutions, including but not limited to:

First Time Buyer

Buying your first home can be both exciting and stressful. Our team is with you the entire time and we’ll provide you with all of the advice and information you need. We also offer a free homebuyers guide available for download that outlines all you need to know about mortgage financing.

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Consolidation

It’s certainly worth reviewing if you have any debt including credit card(s), loans or lines of credit; we’ll help you weigh out the costs of early payout penalty and merging your debt into your mortgage. Life is a lot less stressful with one single payment. We’re happy to help you review your situation anytime!

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Refinancing

When you’re looking to get a new mortgage on a property you already own, we’re here to help you with that. There are many reasons why you may want to refinance, including gaining access to equity, lowering your interest rates, reducing monthly payments and debt consolidation. We’ll walk you through the process and we even have a complete refinance guide available for download with a subscription to our newsletter!

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Reverse Mortgage

Are you a bit older and seeking some financial flexibility on your home without having to move? We’ll help you look at all of your options!

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Upsizing

If you currently own a property but want to purchase another one, congrats, you are movin’ up in the world! But there are A LOT of questions that have to be asked and answered and all of them don’t have right or wrong answers.

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Custom Options

We offer custom services including Rental/Investment Property Mortgages, Commercial Mortgages and Private Mortgages; give us a call or e-mail, our team is happy to help.

Reasons You Might Need an Emergency Fund

Reasons You Might Need an Emergency Fund

You’ve heard the horror stories: basement floods gone wrong, cars that randomly stop running, or a pal suddenly losing their job. Perhaps you’re the type of person who thinks “that will never happen to me!” when hearing one of these stories, but the cold reality is...

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Bank of Canada Rate Announcement Dec 6th, 2017

Bank of Canada Rate Announcement Dec 6th, 2017

The Bank of Canada today maintained its target for the overnight rate at 1 per cent. The Bank Rate is correspondingly 1 1/4 per cent and the deposit rate is 3/4 per cent. The global economy is evolving largely as expected in the Bank’s October Monetary Policy...

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You Just Got a Mortgage. Now What?

You Just Got a Mortgage. Now What?

Mortgages are a funny thing. On the one hand they allow you to become a home owner without saving up enough money to purchase the home outright, which is a really good thing. On the other hand, even at today's really low interest rates, as they are amortized over a...

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WHO IS THE HOMEHAPPY TEAM ANYWAY?

Meet the Head Honcho of Happiness and the HomeHappy Team!

Mortgage Brokers in Surrey team picture

We get you Home, Happy!

When you work with us, you’re also helping animals in need!

FIND OUT WHAT YOU QUALIFY FOR!

They say money can’t buy happiness, but it can buy a really nice house!

FREE FIRST TIME HOME BUYERS GUIDE

Get our First Time Home Buyers Guide instantly when you sign up to our mail list – No Spam & we don’t share your e-mail.

ON-CALL LEGAL PROTECTION WHEN YOU NEED IT.

Unexpected legal questions arise every day and with LegalShield on your side, you’ll have access to a quality law firm for as little as $20 a month. With our legal service plans you will be protected and empowered to worry less and live more.  Mortgage Broker Vancouver, Mortgage Broker Surrey

HOME INSURANCE QUOTATIONS

Quotes from major insurers without ever leaving your house.

WHAT PEOPLE ARE SAYING

Wow! It feels so great to finally own our own home. At first it seemed
like such a huge process, but once we chatted with Mike's Team, our minds
were at ease. In no time, we were in our new home!

Anne & Steve

WHAT PEOPLE ARE SAYING

Mike and his team are awesome!
We recommend them to friends and family any chance we get.

Deb & Joe

WHAT PEOPLE ARE SAYING

My daughter needed to get her first mortgage and we knew of Dominion Lending services. We had the fortune of being looked after by Mike Lloyd's office. Everyone there treats you with courtesy,respect, efficiency & definite care in finding you the best rates.

Sue Warner

WHAT PEOPLE ARE SAYING

Helped us through several mortgage renewals. Great team and Mike is always reachable. They are all very responsive with great follow up. Highly recommend!

Lisa Hill

WHAT PEOPLE ARE SAYING

Thanks so much for hosting the First Time Home Buyers event and your prompt & efficient work in obtaining our mortgage as a result. We are so appreciative of your guidance and will definitely let our friends and family know how helpful and awesome your team is

Stephanie P & Ryan R

WHAT PEOPLE ARE SAYING

Many thanks again, to your team for the hours spent with me and for me to secure my new mortgage. You are all very much respected & appreciated. Your professional service will be forever remembered and often boasted to friends and family who are looking for advice and assistance to secure their own purchase or re-mortgage transactions.

Bev L | Kelowna

WHAT PEOPLE ARE SAYING

Really Happy with the Professional Service and Prompt Response from the Home Happy Team. Great Work Thanks

Steve G

WHAT PEOPLE ARE SAYING

Our experience working with the HomeHappy Team has been excellent. We have passed out many of your cards to our family and friends and recommend the team to anyone who is needing Mortgage service. We had never worked with a Mortgage Broker before, we had always just gone to the bank and thought we were getting the best rate possible. For years we were paying more interest than we needed to. We were thrilled to discover that working with Your Team was fantastic and you were able to secure us the best rate going and literally saved us thousands of dollars. Thanks Homehappy Team!

 

Brita H

WHAT PEOPLE ARE SAYING

We are very happy with the new mortgage, and have to say again, how very happy we have been with the service we received from your office. Sarah always returned calls and emails promptly and we wouldn’t hesitate to recommend your services to friends and family. In fact, we often do! We first contacted your office on the recommendation of my sister and brother-in-law, always good to know how effective word of mouth really is. Will keep your office on speed dial!
 

Connie and Dale D

CONNECT WITH THE HOME HAPPY TEAM

THE BEST MORTGAGE BROKER IN SURREY

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OFFICE

Phone:  604-536-8208

#300 17650 66A
Surrey, BC
V3S 4S4

MAP