Meet The HomeHappy Team!

You have probably come to this page because you are wondering “Who are these people?” and “Are they really all that happy?” Let us assure you, what you see is what you get! We are a team of mortgage professionals who love what we do and it shows in our work!

Mike Lloyd

Head Honcho of Happiness

“In a complex market that’s tough on buyers, having the right experience and connections is vital -- that’s why I founded The HomeHappy Team. We facilitate Happy Homeownership.”


  • Over 20 years experience in lending management
  • 10+ years as an independent mortgage consultant.
  • Founded Canadian Mortgage Experts in 2011, and led the franchise to become the largest Dominion Lending Centre brokerage, 7 years in a row.


Mike strives to make every client’s mortgage strategy the best solution for their goals, and offers exclusive products to better serve you.

Kalynka Ciejek

Co_author of Happy Stories

My greatest passion is creating positive and memorable experiences for my clients. I love guiding them through every step of their journey and maintaining strong relationships, ensuring they feel confident and secure in their mortgage decisions.

  • Extensive experience in the financing industry since my first job
  • Strong background in delivering exceptional customer experiences
  • Client-oriented, dedicated, and solution-focused
  • Expert in building and nurturing lasting client relationships


Together, let's navigate the path towards your dream home and create an experience that is joyful, rewarding, and filled with beautiful memories.


Louise Lloyd

Director of Ongoing Happiness

“I work behind the scenes to support the team, so they can take better care of you!”


  • Experienced senior operations manager with a Restaurant and Retail industry background.
  • Dedicated, efficient, and creative
  • Enjoys art, travel, swimming, and field hockey.
  • Maintains back of house business administration, and cares for referral partners.


Louise supports the team in administering external marketing programs with her keen artistic eye and passion for detail.



Tina Kenville

Mortgage Administrator, HomeHappy Mortgage Team

"Having a rewarding career supporting my broker family and their clients, while continuously learning and growing, keeps my heart HAPPY… HomeHappy! As a proud Mom of 3 and Gram of 3, I bring warmth and care into everything I do."

Tina Kenville is the friendly and efficient Mortgage Administrator at the HomeHappy Mortgage Team, ensuring every step of the mortgage process goes smoothly and with a smile!

  • Expert in processing applications, managing documents, and ensuring compliance.
  • Detail-oriented and dedicated to supporting clients and brokers.
  • Passionate about integrating modern technologies to improve business operations.

Why use The HomeHappy Team?

Lending Experience

Lending Experience

We find the best solution every time. With over 70 years of combined lending experience, The HomeHappy Team knows the mortgage market inside and out, and we never leave you hanging — we’re with you every step of the way.

A Team Approach

We care about your experience, and an expert team is more effective than one broker. A jack of all trades is a master of none, that’s why we each have specialized expertise. Together we get more done, so you’re fully

covered throughout the process.


Continuing Education & Tech

We invest in us, so we have more to offer. Our team participates in ongoing training to provide you with the best value. Our easy, smooth, and secure application process is intuitive and keeps your data safe.


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