You have probably come to this page because you are wondering “Who are these people?” and “Are they really all that happy?”. Let us assure you, what you see is what you get! We are a team of mortgage professionals who love what we do and it shows in our work!

Why Use The HomeHappy Team?

Great question, besides the fact that we are really nice people, there are several real reasons you should choose us to help you arrange mortgage financing. Rather than working with a single mortgage broker, when you work with The HomeHappy Team you get the benefit of 4 people taking care of you, and that is a big deal.  It’s hard for a single person to handle everything, our team approach ensures you’re fully covered in every aspect throughout the entire process. We have helped thousands of people just like you achieve their goals of homeownership, in fact, we have been doing this long enough to see many of those people become mortgage free!

Our expert team has provided over $1 Billion in funded mortgages for our valued clients since 1999; we’re powered by DLC Canadian Mortgage Experts, CME is Dominion Lending’s Top Producing Mortgage Broker Team in Canada since 2012. So what does this mean for you? It means you get access to the best products and rates from the best lenders in Canada, and you don’t pay us for our services…..our lenders pay a referral fee.  Remember… we work for YOU not the lender.

We are a referral based business. Over 80% of our clients are introduced by someone who worked with us previously and we want YOU to be so outrageously happy with our services you’ll become one of our great referral sources too!


Meet The HomeHappy Team!

Mike Lloyd

Mike Lloyd

Head Honcho of Happiness

Helping people attain the goal of Homeownership is a fantastically rewarding part of Michael’s role as the Team Leader of the HomeHappy Team. With the extensive lending experience gained from his various levels of lending management with local Credit Unions and large Trust Companies, Michael found his niche in 1999 becoming an Independent Mortgage Broker and never looked back. “Offering only one company’s products didn’t sit well with me…Brokering meant I could use the entire market to find just the right lender for each client.”

Since starting the CME team in 2011 Michael has helped to lead the franchise to be the largest within Dominion Lending Centres…Canada’s largest Mortgage Originator. This means more opportunities for exclusive products for his HomeHappy clients as well as unique programs to help them pay off their mortgage faster.

Annette Durante

Annette Durante

Director of Business & Education Happiness

So what is business happiness you ask? Well… it’s business relations and development, but rather than being boring, Annette makes sure we all have a good time! Annette began her Sales & Marketing career in the Broadcast Industry. After 25 years and several achievements including accredited Certified Sales Executive (CSE), her most recent accreditation (2015) is that of a Licensed Mortgage Broker. Annette enjoys bringing like-minded business people together in the Mortgage Lending Business. Her ability to understand the needs of people contributes to her success, she has a reputation for professional excellence that resonates with her peers, clients and the lending community. Annette was born and raised in Vancouver, enjoys golf, travel and spending quality time with friends and family including the four legged kind. She is committed to ongoing personal growth, helping animals in need and has been a proud member of the Home Happy Team since 2015.

Sarah Springer

Sarah Springer

Client Happiness Specialist

Sarah means princess. This “princess of happiness” makes sure clients stay happy. Her professional career in banking and lending began back in 2000 in the United States. Having discovered a love for finance, she pursued her university degree and graduated with honours. Sarah has spent many rewarding years helping families achieve the dream of home ownership and brings that passion and experience to the team.
When not in the office, Sarah is a Girl Guide leader who loves Geocaching, Zumba, board games, and Starbucks! She spends her spare time with her husband, her 4 kids, and her 7-lb chihuahua-terrier Jack Bauer.

Louise Lloyd

Louise Lloyd

Director of Ongoing Happiness

Louise takes care of things for the HomeHappy team She does the things behind the scenes that allow us to take better care of you! In addition to being responsible for making sure our referral partners are well taken care of, Louise’s role is to maintain our back of house business administration. Louise uses her keen artistic eye and passion for detail to support Michael and the team in administering external marketing programs. Her management experience stems from many years in the Restaurant & Retail Industries; her last position held was Senior Operations Manager before joining Michael’s team. Louise enjoys outdoor activities, swimming, art, travel and playing on a field hockey team.

Mortgage Broker BC


Phone:  604-536-8208

#300 17650 66A
Surrey, BC
V3S 4S4