You have probably come to this page because you are wondering “Who are these people?” and “Are they really all that happy?”. Let us assure you, what you see is what you get! We are a team of mortgage professionals who love what we do and it shows in our work!


Why Use The HomeHappy Team?

Great question, besides the fact that we are really nice people, there are several real reasons you should choose us to help you arrange mortgage financing. Rather than working with a single mortgage broker, when you work with The HomeHappy Team you get the benefit of having 5 people taking care of you, and that is a big deal.

We have helped thousands of people just like you achieve their goals of homeownership, we have also been doing this long enough to see many of those people become mortgage free! We are with you from start to finish, even if that means the next 30 years!

We want your experience to be the best ever! From the latest market research to industry leading mortgage underwriting, to the best in communication both during the mortgage process and after, we are always investing in helping you be mortgage free, sooner. It’s hard for a single person to handle everything, we believe the team approach works really well and that you will benefit.

We are affiliated with DLC Canadian Mortgage Experts; Dominion Lending Centre is the largest independent mortgage brokerage house in Canada while Canadian Mortgage Experts has been their Top Producing Mortgage Broker Team since 2012. What does this mean for you? Well, it means you get access to the best products and rates from the best lenders in Canada, lenders come to us to offer their best packages & products first and you benefit.

Meet The HomeHappy Team!

We are a referral based business. Over 80% of our clients are referred by someone who worked with us previously. We strive to keep this number and improve it, it is the ultimate compliment to us, as it means you trusted us enough to refer your friends and family for their mortgages.

Mike Lloyd

Mike Lloyd

Head Honcho of Happiness

Helping people attain the goal of Homeownership is a fantastically rewarding part of Michael’s role as the Team Leader of the HomeHappy Team. With the extensive lending experience gained from his various levels of lending management with local Credit Unions and large Trust Companies, Michael found his niche in 1999 becoming an Independent Mortgage Broker and never looked back. “Offering only one company’s products didn’t sit well with me…Brokering meant I could use the entire market to find just the right lender for each client.”

Since starting the CME team in 2011 Michael has helped to lead the franchise to be the largest within Dominion Lending Centres…Canada’s largest Mortgage Originator. This means more opportunities for exclusive products for his HomeHappy clients as well as unique programs to help them pay off their mortgage faster.

Annette Durante

Annette Durante

Director of Business Happiness

So what is business happiness you ask? Well… it’s business relations and development, but rather than being boring, Annette makes sure we all have a good time! Annette began her Sales & Marketing career in the Broadcast Industry. After 25 years and several achievements including accredited Certified Sales Executive (CSE), her most recent accreditation is that of a Licensed Mortgage Broker. Annette enjoys bringing like- minded business people together in the Mortgage Lending Business. Her ability to understand the needs of people contributes to her success, she has a reputation for professional excellence that resonates with her peers, clients and the lending community. Annette was born and raised in Vancouver, in her “off time” can be seen on the golf course attempting to “get the numbers down” rather than up. Annette resides in South Surrey with her family (including the 4 legged kind) is committed to ongoing personal growth and proud to be part of the Home Happy Team.

Len Suhl

Len Suhl

Director of Client/Lender Happiness

Len started his career in the financial industry in 2000 with Vancity Credit Union gaining experience in all areas of finances over a 10 year tenure, specializing in underwriting and building relationships with brokers. Within the last 5 years he has worked as a senior underwriter in high volume broker channels as a mortgage planning specialist with London Life. His experience and education along with an easy going approach makes him a client favourite. He’s a motivated team player, husband and proud father of two boys, aged 4 and 6 years. Len regularly goes to the gym, plays hockey, soccer and golf.

Sarah Springer

Sarah Springer

Director of Total Client Happiness

Sarah means princess. This “princess of happiness” makes sure lenders and the clients stay happy. Her professional career in banking and lending began back in 2000 in the United States. Having discovered a love for finance, she pursued her university degree and graduated with honours. Sarah has spent many rewarding years helping families achieve the dream of home ownership and bring that passion and experience to the team.
When not in the office, Sarah is a Girl Guide leader who loves Geocaching, board games, and Starbucks! She spends her spare time with her husband, her 4 kids, and her 7-lb chihuahua-terrier Jack Bauer.

Louise Lloyd

Louise Lloyd

Director of Ongoing Happiness

Louise takes care of things for the HomeHappy team She does the things behind the scenes that allow us to take better care of you! In addition to being responsible for making sure our referral partners are well taken care of, Lousie’s role is to maintain our back of house business administration. Louise uses her keen artistic eye and passion for detail to support Michael and the team in administering external marketing programs. Her management experience stems from many years in the Restaurant & Retail Industries; her last position held was Senior Operations Manager before joining Michael’s team. Louise enjoys outdoor activities, swimming, art, travel and playing on a field hockey team.


Phone:  604-536-8208

#300 17650 66A
Surrey, BC
V3S 4S4